It’s possible to join later but restrictions may apply.

Joining later

If you don’t join at your first opportunity, you can still join at a later date with the permission of the Company.

What to do

You will need to contact the administrator, XPS Administration, who will send you a late entrant form which you should complete and return to them.

The membership and benefits of late entrants may be subject to other conditions or restrictions, for example because of the requirements imposed by the insurers of our risk benefits. You will be informed if you need to provide any medical evidence or if any restrictions to benefits apply.

If you have not taken up the offer of membership or have opted out, we will contact you again from time to time and may automatically enrol you back into FuturePlanner.