Security of investments

How safe is my money?

The money invested in FuturePlanner is held by the Trustees to use to pay the benefits when members come to claim them. This means the assets of the Plan are legally separate from the assets of the participating employers.

The assets are held by the Trustees in an investment policy with Old Mutual Wealth Life Assurance, which is the contract governing the security of the investments. The Trustees meet with Old Mutual Wealth from time to time and review their safeguarding of the assets regularly.

In the unlikely event of Old Mutual Wealth being unable to meet its financial obligations, compensation may be payable from the Financial Services Compensation Scheme.

Don’t forget that the value of your Retirement Account can change in line with the investment option selected and investment performance is not guaranteed. Accordingly, the value of your Retirement Account could go down as well as up and it is possible to get back less than the amount paid in.