Use our two-for-one tool

Use this tool to see how little it could cost you to join FuturePlanner

Every effort has been made to make this tool accurate, based on current income tax and National insurance rates (2023/2024). Please note, however, that it may not reflect your individual circumstances. The actual impact on your take-home pay will be reflected in your payslip. You can pay up to 100% of your salary into FuturePlanner, if you want to. However, please note that you won’t be able to use Smart if the amount you’re contributing takes your salary below the National Living Wage for the month.